Accounting software that puts the power in your hands

Try Online or Desktop free for 14 days. No credit card needed.

A film producer checking an invoice on her tablet in a field while her crew sets up a shot

Built for the people doing the work

Northfield Pictures
412 Main St, Bozeman, MT 59715
hello@northfieldpictures.com
INVOICE
INV-1042
Date: Sep 25, 2026
Due: Oct 9, 2026
Draft
Bill to
Silverline Studios
Attn: Dana Reyes, Production Accounting
DescriptionQtyRateAmount
1$1,200.00$1,200.00
1$450.00$450.00
1$280.00$280.00
5$90.00$450.00
1$100.00$100.00
Subtotal$0.00
Balance due$0.00

Neo-Capital keeps your business's finances organized and easy to follow.

Use it to track expenses, send invoices, manage costs, and work with your accountant or bookkeeper in the same set of books.

An accountant at her desk reviewing a client's books

Setting uptakes a fewminutes

Connect your bank
Secure link · powered by Plaid
Chase
Bank of America
Wells Fargo
Capital One
Citi
American Express
U.S. Bank
PNC
3 accounts linked · importing 90 days of history…
Review · 6 new transactions suggested by rule
10/03STRIPE TRANSFER+4280.50Revenue
10/04DELTA AIR 0062341-428.60…
10/05ADOBE SUBSCRIPTION-54.99Software
10/07MARRIOTT DENVER-391.20…
10/08USPS POSTAGE-23.10Shipping
10/09UBER TRIP 8841-32.40…
Neo-Capital AI
Found 3 travel expenses totalling $852.20: Delta Air, Marriott Denver, Uber. Categorized all 3 as Travel
P&L flow · October
Revenue $12,480Cost of goods $612Travel $852Software $55Shipping $23Net income $2,739
Cash flow · 6 mo
Oct $12.5k in
Q4 tax estimate
$1,142
due Jan 15
72% set aside
A/R aging
$4,860
owed to you
current · 30 · 60+
P&L · October 2026
Revenue$12,480.00
Cost of goods-$612.00
Travel-$852.20
Software-$54.99
Shipping-$23.10
Net income+2,739.00
Always current. Reports update as you review.

Connect your bank

Link your bank and credit card accounts. On Online, new transactions come in on their own. On Desktop, you bring them in with one click. You can also upload CSV or PDF statements instead.

This is the future of accounting

Neo-Capital Desktop

Buy it once and keep it.

Neo-Capital Desktop is a one-time purchase. After you download and activate it, it's yours to keep. There is no subscription or renewal, and it keeps working even if you never pay us again.

Neo-Capital-Setup.exe100%
48.2 of 48.2 MB
Windows and macOS
Neo-Capital
Activate your license
NEOX-7K2P-9QWM-4TXA
Activated · Pro · yours forever
  • Your books live in a file on your computer
  • Works offline, on Windows and macOS
Compare the Desktop tiers

What You Use

Use only the parts you need.

You can turn off any feature your business doesn't use. When you turn off a feature, it disappears from the menus, forms and reports.

What you use
Invoices
Inventory
Time tracking
Sales tax
AI features
Menu
Dashboard
Invoices
Inventory
Time
Sales tax
Assistant
Reports
  • 21 features you can switch on or off
  • Turn anything back on in a click
See everything it can do

Neo-Capital AI

Optional, and useful when you want it.

Neo-Capital works fully without AI. If you add it, the assistant can read your accounts and reports to find missed deductions, categorize a month of transactions and explain any statement.

Neo-Capital AI
Which expenses could I still deduct this quarter?
Found 7 transactions ($1,284) that look deductible, mostly home-office supplies and mileage.
Marked 7 as deductible
  • If you turn AI off, it is never offered.
  • Connect your own AI for free, or add Neo-Capital AI from $19 a month.
How the AI works

Secure & Private

Encrypted, with a key only you hold.

Online, your books are stored encrypted under a key made from your password, and they are only decrypted while you're signed in. On Desktop, your books stay on your computer unless you sync them.

password••••••••••••
$ what our servers hold
9f3a c21e 7b04 e9d3 c1f8 44a0 bd72 05e1 aa9c 3f6d 81b2 e04c 7d19 c3a8 52fe 0b97 e6a1 4c2d
decrypting with your key…
Revenue $12,480.00
Expenses $9,741.00
Net income $2,739.00
Books open. Only your key could do that.
  • Your password never leaves your device
  • Encrypted sync and two-factor sign-in
How we protect your books

With Neo-Capital, you can buy the software once or subscribe, turn off the features you don't use, and keep your books encrypted.

See pricing Try Desktop free for 14 days
A clothing brand owner checking orders on his laptop in his studio, between shipping boxes and clothing racks

Integrations and insightsdesigned foryour business

Connections
0 of 5 syncing
Neo-Capital
Shopify
Shopify
Connecting
Amazon
Amazon
Connecting
Etsy
Etsy
Connecting
Meta Ads
Meta Ads
Connecting
Google Ads
Google Ads
Connecting
0
Orders
0
Customers
0
Products
0
Units in stock

Connect the places you sell.

Connect directly with Shopify, Amazon and Etsy to pull over your sales, orders, customers, products and inventory, and bring in your Meta and Google ad spend alongside them.

Choose Online or Desktop

Online is a monthly subscription that runs in your web browser. Your books are stored encrypted, and you can try it free for 14 days.

Three tiers · pick one

Pro$39/month

Full double-entry accounting

For owners, accountants and bookkeepers who want full double-entry accounting.

Businesses
2
Users per business
You + 3

Pro on Online · how it works

Businesses

Each business gets its own complete set of books. Pro includes 2 businesses. Need another business? Add one for $9 a month, and cancel it any time.

Neo-Capital AI and Neo-Capital Ads are separate add-ons, the same on every tier, sized to what you use.

A man at a cafe window smiling at his laptop, a coffee and an open notebook beside him

We make migrationseamless and easy

Migrate from QuickBooks
Step 1 of 4
Where are you coming from?
QuickBooksQuickBooks
XeroXero
WaveWave
FreshBooksFreshBooks
Drop your QuickBooks exports here
  • Account List.xlsx18 KB
  • Customer Contact List.xlsx64 KB
  • Vendor Contact List.xlsx31 KB
  • Journal.xlsx2.4 MB
  • Trial Balance.xlsx22 KB

Neo-Capital imports the export files from QuickBooks, Xero, Wave and FreshBooks, and it explains each step as it goes. You can see everything that was imported, and Neo-Capital checks that your balances match your old program.

We offer free migration and onboarding for accounting firms switching on a yearly Online plan or with the purchase of Firm Desktop. How it works for firms.

Questions

What people ask before they switch

Online or Desktop: which one should I get?

Choose Online if you want to work in a web browser with nothing to install, with bank feeds and the mobile app included for a monthly price. Choose Desktop if you would rather pay once and keep your books on your own computer. Both use the same accounting engine and have the same three tiers.

Is Desktop really a one-time price?

Yes. You pay once and the license is yours. Nothing expires, and the program keeps working if you never pay us again. If you want to use your Desktop books online, you can add Connected, an optional subscription.

Where is my data?

On Desktop, your books are saved in a file on your computer. On Online, they are stored encrypted under a key derived from your password, and they are only decrypted while you're signed in.

Can my accountant work in my books?

Yes. Add them as a user with the accountant role. You, the owner, don't count as a user. Basic lets you add 1 additional user per business, Pro lets you add 3 additional users per business, and Firm has no limit.

Can I migrate from QuickBooks?

Yes, on every tier. Neo-Capital imports your chart of accounts, customers, vendors, items, invoices, bills, payments and history, rebuilds what customers owe you and what you owe vendors, and checks that your balances match your old program.

What if Neo-Capital isn't right for me?

Everything comes with a 30-day money-back guarantee. Your books stay yours: if you cancel Online, you can still sign in and download them at any time, even months later.

Still have questions? Email help@neocapital.app or visit the Help Center.