Neo-Capital vs Sage 50 (formerly Peachtree)
Sage 50 is still desktop software, but it is now sold as a subscription. Neo-Capital Desktop runs on your own computer and is a one-time purchase.
Try Online or Desktop free for 14 days. No credit card needed.
Sage 50 is the program many people still call Peachtree. Sage renamed Peachtree to Sage 50 in the US, and it remains a capable desktop accounting system with a long history among small businesses and their accountants. Today it is sold as a subscription. Sage's US pricing page lists Pro at $132.17 a month, Premium at $182.50 and Quantum at $271.17.
Neo-Capital Desktop is for people who want what Peachtree used to offer: books stored on their own computer and software they pay for once. Pro and Firm include account registers, bank reconciliation, period close with an audit trail, inventory with assemblies, fixed assets and depreciation, and every financial statement on a cash or accrual basis. It costs $49 for Basic, $249 for Pro or $899 for Firm, once, and it runs on Windows and macOS.
Neo-Capital vs Sage 50
Competitor prices and features are US list prices as of October 2026. Both products change, so please check anything important on their website and ours.
| Neo-Capital | Sage 50 | |
|---|---|---|
| Price | ||
| Price | $49 / $249 / $899 once | From $132.17 a month |
| One-time purchase | ||
| One-time purchase | ||
| Books stored on your own computer | ||
| Books stored on your own computer | ||
| Works fully offline | ||
| Works fully offline | ||
| Runs on a Mac | ||
| Runs on a Mac | ||
| Full GL, registers, reconciliation, close | ||
| Full GL, registers, reconciliation, close | Pro and Firm | |
| Inventory, assemblies, fixed assets | ||
| Inventory, assemblies, fixed assets | Pro and Firm | |
| Built-in payroll | ||
| Built-in payroll | Paid add-on | |
| Imports your QuickBooks file | ||
| Imports your QuickBooks file | ||
| Multiple businesses on one license | ||
| Multiple businesses on one license | 2 on Pro, unlimited on Firm | |
| Connect your own AI at no extra cost from us | ||
| Connect your own AI at no extra cost from us | ||
| License that never expires | ||
| License that never expires | ||
Where Sage 50 is strong
Sage 50 has decades of features for job costing, inventory and multi-user offices, an established network of certified consultants, and payroll from Sage. If your office relies on Quantum's industry features or on Sage payroll, check that Neo-Capital covers what you use before you switch.
Where Neo-Capital Desktop is stronger
Neo-Capital Desktop Pro costs less than two months of Sage 50 Pro, once, and the license never expires. It runs on a Mac as well as Windows. If you want sync, browser access, the mobile app or several people in the same books, Connected adds them for $15 to $35 a month, and you can stop it without losing the program.
Switching from Sage 50
Export your chart of accounts, customers, vendors and transactions from Sage 50 as CSV files, and import them into Neo-Capital. Imported transactions go to the Review page, where your rules suggest categories and nothing is posted until you approve it.
Common questions about Neo-Capital and Sage 50
Is Peachtree still available?
Peachtree is now called Sage 50 in the US, and it is sold as a subscription. Sage's US pricing page lists Pro from $132.17 a month in October 2026. Neo-Capital Desktop is sold as a one-time purchase from $49.
Can I keep my books on my own computer with Neo-Capital?
Yes. Neo-Capital Desktop stores your books as a file on your computer and works without an internet connection. Nothing is uploaded unless you add Connected.
Does Neo-Capital include payroll?
No. Neo-Capital records payroll and imports Gusto payroll files, but it does not run payroll or file payroll taxes. If you need payroll inside your accounting program, Sage's payroll add-on is a reason to stay with Sage.
How do I move from Sage 50 to Neo-Capital?
Export your chart of accounts, customers, vendors and transactions from Sage 50 as CSV files, and import them. You approve each transaction on the Review page before it is posted.
Choose Online or Desktop
Subscribe to Online and use it in your browser, or buy Desktop once and keep it. With either one, you can export all of your data at any time.
More comparisons: vs QuickBooks Online · vs QuickBooks Desktop · vs Xero · vs FreshBooks · vs Wave · vs Zoho Books · vs GnuCash · vs Manager.io