Neo-Capital pricing
Online runs in your web browser. Bank feeds, the mobile app and email sending are included in every tier.
Optional add-ons
Every tier works fully without add-ons. If you add one, it is billed with your subscription on the same card.
Accepting card payments on your invoices (Get Paid) has no monthly fee. Stripe charges its standard card processing fee, and Neo-Capital charges 1% of each payment made through a Pay now link. Both fees are taken from the payment.
Compare Basic, Pro and Firm
Each tier includes everything in the tier before it. You can change tiers at any time from your account. Your books stay the same, so there is nothing to migrate.
Every tier uses the same program. Your tier sets which features are available, and when you change tiers, you do not need to re-enter anything.
* Get Paid uses your own Stripe account. Stripe's card fee and a 1% Neo-Capital fee apply to each payment.
Try it before you buy
Both Online and Desktop are free for 14 days. You do not need a credit card to start.
Not sure which to choose? Try the live demo first.
Pricing questions
What's the difference between Online and Desktop?
The difference is where it runs and how you pay. Online is a subscription that runs in your web browser, and it includes bank feeds, the mobile app and users. Desktop is a program you buy once, and your books are saved in a file on your computer. If you want online access or other users on Desktop, you can add the Connected subscription. Both use the same accounting engine and the same three tiers.
Is Desktop really a one-time price?
Yes. You pay once and the license does not expire. The program keeps working even if you never pay us again. Connected, AI and Ads are optional subscriptions you can add.
Do I need Connected?
You need Connected if you use Desktop and want any of these: other users in your books (including your accountant or your firm's staff), access in a web browser or the mobile app, syncing between computers, or included bank feeds. The owner of the books pays for Connected, and the people they invite do not need their own subscription or license. It costs $15, $22 or $35 a month on Basic, Pro or Firm. You can also pay yearly: $150, $220 or $350 a year, which is two months free. Online already includes all of this.
How many businesses can I have, and what if I need more?
Each business has its own set of books. Basic includes 1, Pro 2, and Firm is unlimited. If you need more, an extra business costs $9 a month on Online or $50 one time on Desktop. If adding another business would cost more than Firm, you can upgrade to Firm instead.
Who can I invite, and do they pay?
Each business includes you plus 1 additional user on Basic (usually your accountant), 3 on Pro and unlimited on Firm. Read-only viewers are free and do not count toward the limit. Each user has an access level: accountant, staff, field or viewer. The people you invite never pay. On Desktop, the owner needs Connected to add users.
Is there a free trial?
Yes. Online is free for 14 days and Desktop is free for 14 days, and you do not need a credit card. On Desktop, you choose Basic or Pro for the trial. When the trial ends, you can still export your books.
What happens if I cancel Online?
You can always download a full export of your books. If you have paid for Online for 2 months or more in total, we also email you a free Neo-Capital Desktop Basic license when your subscription ends. You can use it to open your books on your own computer.
Is Neo-Capital AI included?
No. Neo-Capital AI is a paid add-on starting at $19 a month. Connecting your own AI through MCP is free.
Can I get a refund?
Yes. Every purchase and subscription has a 30-day money-back guarantee. Email help@neocapital.app to request a refund.
Have another question? The Help Center has more answers, or you can email us at help@neocapital.app.